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THE DO’S First Step- Make a Plan Take your time with this process. The more planning in this step, the easier the next steps will be. Talk to a sales agent, banker or someone that you can trust with a financial conversation. Start planning what you can and can’t afford, by creating a budget based…

Winter can mean shorter days, limited beach visits and no more BBQ’s on the weekend. The transition from Summer to Winter will be different this year as most of us are itching to get outside more. This blog talks about easy changes you can make to your home to make it feel cozier and better…